1. USAA: Best Overall for Military and Their Families

USAA consistently tops customer satisfaction rankings—and it’s not just hype. Their rates are competitive, their claims process is fast and fair, and their customer service is legendary. The catch? It’s only available to military members, veterans, and their families. If you qualify, USAA is hands-down one of the best insurers you can get for auto, home, and life.

2. State Farm: Most Reliable for Auto and Home

State Farm has one of the largest agent networks in the country, which means you can get personal help in almost any town. Their mobile app is also top-tier, making it easy to file claims, manage policies, and pay bills.